Friday, 27 January 2017

English Important Cloze Test Set 16 Asked in Various Exams for IPPB and IDBI

Cloze Test 1:

Traditional bank architecture is based on bank branches. These branches ensure the physical (1) of a customer’s savings. A customer may go there to deposit and withdraw money, (2) loans and (3) in other financial transactions. In the past two decades banking architecture has changed– the Automated Teller Machine (ATM) has been a big (4) and credit and debit cards have created new financial spaces. (5) the bank branch has remained the bedrock of the banking system–after all a person needs a bank account in a branch before he can operate a debit or ATM card. This may be about to change as technocrats now (6) cell phones as the new architecture of virtual banks. This has the potential to make branches (7). Cell phone banking looks especially relevant for India since it can penetrate the countryside cheaply and (8). The world over cell phones are spreading at a (9) rate and in India alone new cell phone connections are growing at the rate of six million a month–a rate of customer (10) that no bank can dream of.

1. 1) knowledge 2) security 3) presence 4) confidentiality 5) guarantee

2. 1) negotiate 2) advance 3) credit 4) disburse 5) sanction

3. 1) pursue 2) interact 3) operate 4) enable 5) engage

4. 1) drawback 2) hurdle 3) consequence 4) luxury 5) innovation

5. 1) Despite 2) Although 3) Even 4) Yet 5) Until

6. 1) view 2) realize 3) display 4) engineer 5) assess

7. 1) essential 2) obsolete 3) extant 4) retreat 5) expired

8. 1) moderately 2) occasionally 3) compulsorily 4) indiscriminately 5) effectively

9. 1) phenomenal 2) gradual 3) proportionate 4) competitive 5) projected

10. 1) discount 2) base 3) expansion 4) satisfaction 5) relationship


Cloze Test 2:

Our company has set up a foundation which is (1) to spreading literacy. To (2) this cause the foundation has a project called ‘A Library for Every School’ through (3) the foundation donates books mainly to government school libraries so that children have easy (4) to books on a variety of subjects. In my (5) as Chairperson of the Foundation I travel (6) in rural areas. All this travelling has (7) me to understand what children want to read in different parts of the country. (8) my travels I frequently stay in the houses of people I meet as (9) there are no hotels in small towns and villages that I visit. In India a guest is always treated well; an old Sanskrit saying is Atithi Devo Bhava (10) that God comes in the form of a guest.

1. 1) dedicated 2) responsible 3) trying 4) catered 5) involved

2. 1) awaken 2) further 3) aim 4) contribute 5) perform

3. 1) those 2) which 3) whom 4) where 5) these

4. 1) opportunity 2) admission 3) purchase 4) access 5) contact

5. 1) feeling 2) decision 3) role 4) knowledge 5) order

6. 1) extensively 2) somehow 3) extremely 4) hastily 5) sometime

7. 1) ensured 2) provided 3) enabled 4) deprived 5) made

8. 1) During 2) Since 3) From 4) Through 5) Besides

9. 1) while 2) usual 3) neither 4) often 5) either

10. 1) threatens 2) meaning 3) fearing 4) imply 5) naturally


Cloze Test 3:

Can an experiment conceived, carried out, and reported in kids-speak with pencil coloured figures and hand-written tables by school children aged 8 to 10 years get published in a highly rated international journal following a peer-reviewing process? Twentyseven schoolchildren from a primary school in UK have proved this is (1) — if a simple but novel scientific question raised is (2) in a scientific way. Their paper was published in the Royal Society’s Biology Letters journal. Their (3) was that bumble-bees can use a “combination of colour and spatial relationships in deciding which colour of flower to forage from.” Considering that our understanding of how bees perceive coloured patterns and scenes is inadequate, this inspiring outcome has shown that schoolchildren guided by gifted teachers can think and (4) out experiments like any hard-wired scientist. For these kids, doing science changed their (5) of the subject. Science also became “cool and fun.” This refreshing approach turns the spotlight on the best methods of teaching science. The (6) learning system adopted by most schools in India, even classroom study combined with some laboratory work with pre-defined outcomes, does very little to (7) curiosity and interest in science. Is that one of the (8) why out-of-the-box thinking that produces path-breaking science rarely comes out of Indian laboratories? The children at the UK school had their gifted teacher to guide them. Scientists from India’s space and atomic energy departments and in some other places where serious science is done can take (a/an) (9) out of the school’s book and (10) the way in engaging with school pupils and getting them to do real science.

1. 1) done 2) unlikely 3) potential 4) promising 5) possible

2. 1) questioned 2) said 3) retorted 4) answered 5) address

3. 1) question 2) finding 3) methodology 4) result 5) studies

4. 1) wage 2) create 3) execute 4) carry 5) attempt

5. 1) option 2) lives 3) visual 4) demands 5) perception

6. 1) revolutionary 2) radical 3) rote 4) adequate 5) bore

7. 1) stimulate 2) simulate 3) make 4) peek 5) judge

8. 1) cause 2) root 3) reasons 4) issues 5) sources

9. 1) thread 2) leaf 3) example 4) look 5) pages

10. 1) lead 2) start 3) deliver 4) paved 5) ahead


Cloze Test 4:

Does Indian industry need democracy? The Indian economy’s sustained growth today is (1) by incomplete democracy. While millions of Indians endure poverty, only a tiny majority (2) prosperity. On the other hand, many Latin American countries have registered (3) growth rates under military dictators and today one of the fastest growing economies in the world — China — has an (4) rather than a democratic government. So why does India need democracy for sustained growth? To many, democracy (5) slower decisionmaking with corrupt politicians and red-tapeism etc. Industry should therefore be (6) with less, not more, democracy. However, while China (7) consumption in order to save and invest more than half its output to produce 10% growth, India (8) almost two-thirds of its output and manages to achieve 9% growth from one-third of its output. (9) India’s democracy is not inefficient when it comes to making (10) use of resources.

1. 1) deprived 2) hampered 3) eliminated 4) faced 5) threaten

2. 1) pursuit 2) acquisition 3) benefit 4) enjoy 5) value

3. 1) acceptable 2) insignificant 3) variable 4) inflated 5) affordable

4. 1) autonomous 2) economical 3) authoritarian 4) egalitarian 5) orthodox

5. 1) imply 2) mentions 3) attracts 4) features 5) means

6. 1) gracious 2) adapted 3) fascinated 4) pleased 5) urged

7. 1) bans 2) curtails 3) regulate 4) ceases 5) discourage

8. 1) consumes 2) selects 3) indulges 4) disperse 5) hoard

9. 1) Accordingly 2) Totally 3) Thus 4) Even 5) Likely

10. 1) ultimately 2) capably 3) modest 4) secure 5) effective


ANSWERS:

Cloze Test 1

1. 3 2. 1 3. 5 4. 5 5. 4 6. 1 7. 2 8. 5 9. 1 10. 3

Cloze Test 2

1. 1 2. 2 3. 2 4. 4 5. 3 6. 1 7. 3 8. 1 9. 4 10. 2

Cloze Test 3

1. 5 2. 4 3. 2 4. 4 5. 5 6. 3 7. 1 8. 3 9. 5 10. 4

Cloze Test 4


1. 2 2. 4 3. 1 4. 3 5. 5 6. 4 7. 2 8. 1 9. 3 10. 5


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