Cloze Test 1:
The US is in the (1) of a cleanup of toxic financial waste
that will (2) taxpayers hundreds of billions of dollars, at the very
least. The primary manufacturers of these hazardous products (3) multimillion-dollar
paychecks for their efforts. So why shouldn’t they (4) to pay for their
mop-up? This is, after all, what the US Congress (5) in 1980 for (6) of
actual toxic waste. Under the Superfund law (7) that year, polluters (8)
for the mess they make. Environmental lawyer E Michael Thomas sees no (9) lawmakers
couldn’t demand the same of financial polluters and (10) them to ante up
some of the bank bailout money.
1. 1) range 2) depth 3) midst 4) essence 5) debate
2. 1) benefit 2) cost 3) earn 4) facilitate 5) save
3. 1) donated 2) demanded 3) dwindled 4) spent 5) pocketed
4. 1) hesitate 2) come 3) defy 4) have 5) admit
5. 1) decreed 2) refrained 3) commented 4) admonished 5) visualised
6. 1) consumers 2) advocates 3) exponents 4) producers 5) users
7. 1) revoked 2) forced 3) squashed 4) abandoned 5) enacted
8. 1) regain 2) claim 3) pay 4) demand 5) consider
9. 1) practice 2) reason 3) compensation 4) issue 5) wonder
10. 1) force 2) plead 3) appeal 4) dupe 5) follow
Cloze Test 2:
It is a pity that we do not have good books on insurance written
by Indian authors (1) to the steady growth of literature on the subject
in other countries, especially the USA, whose insurance laws and (2) are
very much similar to those of our country. And students studying in our
colleges and the millions of insurance employees appearing for various
insurance examinations have to depend (3) on books written by foreign
authors. As these books mainly deal with the problems of insurance industry of
foreign countries, the (4) of the insurance scene in India and the
various legal (5) and insurance procedures remains very weak. To (6) the
insurance employees and the college students who have opted for (7) courses
in insurance with different aspects of theory and practice of insurance, we
should have good and (8) textbooks. The book under review written by VMR
Nair himself, an experienced and (9) expert on insurance law based on
leading Indian cases, will be found very useful by students of insurance sector
as a (10) guide to the principles of insurance.
1. 1) paving 2) corresponding 3) following 4) emphasize 5) correcting
2. 1) process 2) product 3) notes 4) currency 5) procedures
3. 1) slightly 2) upon 3) still 4) at 5) until
4. 1) prove 2) search 3) application 4) understanding 5) acknowledge
5. 1) law 2) aspects 3) experts 4) books 5) loop
6. 1) equip 2) arm 3) decorate 4) promote 5) load
7. 1) optional 2) expensive 3) tough 4) deep 5) specialized
8. 1) authentic 2) voluminous 3) many 4) prompt 5) shining
9. 1) consulting 2) qualified 3) rich 4) merchant 5) tired
10. 1) learned 2) powerful 3) ready 4) comprehensive 5) prescribed
Cloze Test 3:
On October 2, 1983 the Grameen Bank Project (1) the Grameen
Bank. We invited the Finance Minister to be the Chief Guest at our (2)
ceremony. But when the Ministry came to (3) that the ceremony
would take place in a remote district, they said it would not be an (4)
place to launch a Bank and that the ceremony should be (5) in
Dhaka so that all the top Government Officials could (6). We
stood firm and (7) to them that we did not work in urban areas so
it made no (8) to have the ceremony in a city (9) we had
no borrowers. We had the ceremony in a big open field with the Finance
Minister present as Chief Guest. For all of us who had worked so hard to
(10) this it was a dream come true.
1. 1) reorganised 2) merged 3) named 4) converted 5) became
2. 1) opening 2) closing 3) dedicated 4) inaugurate 5) induction
3. 1) reveal 2) know 3) aware 4) inform 5) acquaint
4. 1) excellent 2) available 3) inauspicious 4) appropriate 5)
obvious
5. 1) invited 2) assembled 3) done 4) shifted 5) held
6. 1) present 2) accompany 3) attend 4) involve 5) entertain
7. 1) apologised 2) told 3) explained 4) denied 5) refused
8. 1) difference 2) sense 3) difficulty 4) meaning 5) point
9. 1) where 2) while 3) that 4) however 5) which
10. 1) obey 2) achieve 3) discover 4) built 5) perform
Cloze Test 4:
Twenty years (1) now, nearly 60% of the world’s population
will live in urban areas. The impact of urbanization might not all be positive
on India as urban expansion is happening at a much (2) rate than infrastructure
expansion. Sustainability issues need to be (3) so that economic
development is not at the (4) of public health. Some urban services that
ought to be in (5) in a city like water, electricity, transport etc need
special consideration. TERI has put together a detailed report that (6)
Sustainability in the provision of basic urban services in Indian cities. (7)
public transport is a major reason for the proliferation of private
vehicles on the road. Respiratory illness in children living in urban areas is
on the (8) with more cases of Asthma being (9) because of pollution.
The future of cities of Indian dreams depends on (10) we can build
better cities today.
1. 1) on 2) till 3) since 4) from 5) after
2. 1) quick 2) faster 3) slower 4) changed 5) speed
3. 1) understand 2) speculated 3) believed 4) imagined 5) considered
4. 1) expense 2) payment 3) rate 4) costs 5) charge
5. 1) location 2) abundance 3) large 4) functional 5) vicinity
6. 1) requests 2) bring 3) emphasises 4) speculates 5) postulates
7. 1) Sufficient 2) Good 3) Competent 4) Absence 5) Inadequate
8. 1) grow 2) multiplication 3) expansion 4) rise 5) inflation
9. 1) reported 2) produced 3) develop 4) composed 5) resulted
10. 1) weather 2) if 3) whether 4) unless 5) provided
ANSWERS:
Cloze Test 1
1. 3 2. 2 3. 5 4. 4 5. 1 6. 4 7. 5 8. 3 9. 2 10. 1
Cloze Test 2
1. 2 2. 5 3. 3 4. 4 5. 2 6. 1 7. 5 8. 1 9. 2 10. 4
Cloze Test 3
1. 5 2. 1 3. 2 4. 4 5. 5 6. 3 7. 3 8. 2 9. 1 10. 2
Cloze Test 4
1. 4 2. 2 3. 3 4. 1 5. 2 6. 3 7. 5 8. 4 9. 1 10. 3
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